You may be responsible for paying a deductible for any services provided during your hospital stay. Deductible amounts vary based on the insurance plan.
Once the deductible is met, the insurance provider may also designate a co-payment amount you will be responsible to pay. For example, on a $6,000 bill, your deductible might be $1,400, so you would have to pay the first $1,400. This leaves a balance of $4,600, of which your co-payment might be 20 percent. This means you would have to pay an additional $920 (20 percent) before your insurance would cover the rest of the cost.